Terms and Conditions

1. Acceptance of Terms

By accessing or using the website, products, or services offered by Lanca Capitorio (collectively, the "Services"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Services.

2. Description of Services

Lanca Capitorio provides AI-powered data analysis and decision-support tools intended to assist private investors and businesses in evaluating information and making informed decisions. Our Services are provided on an "as is" and "as available" basis, and outputs generated by our tools should be treated as supportive information rather than definitive financial, legal, or professional advice.

3. Eligibility and Account Responsibility

You must be legally capable of entering into a binding contract to use our Services. If you create an account with us, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us promptly of any unauthorized use of your account.

4. Acceptable Use

You agree not to misuse our Services. This includes, without limitation, refraining from:

• — Attempting to gain unauthorized access to our systems, data, or networks.
• — Using the Services for any unlawful, fraudulent, or harmful purpose.
• — Reverse engineering, decompiling, or attempting to extract the source code of our platform.
• — Uploading or transmitting viruses, malware, or any other malicious code.
• — Reselling, sublicensing, or redistributing the Services without our prior written consent.

5. Intellectual Property

All content, software, design elements, trademarks, and materials associated with Lanca Capitorio and the Services are the property of Lanca Capitorio or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights; you are only granted a limited, non-exclusive, non-transferable license to use the Services for their intended purpose.

6. Fees and Payment

Certain features of our Services may require payment of fees. Where applicable, pricing, billing cycles, and payment terms will be presented to you prior to purchase. You are responsible for providing accurate billing information. Lanca Capitorio reserves the right to modify its pricing with reasonable advance notice.

7. No Financial or Investment Advice

The analyses, insights, and outputs generated through our Services are intended for informational and decision-support purposes only. They do not constitute financial, investment, legal, or tax advice, and should not be relied upon as the sole basis for any decision. You acknowledge that any investment or business decision carries risk, and you remain solely responsible for evaluating the suitability of any decision made using our Services.

8. Disclaimer of Warranties

To the fullest extent permitted by applicable law, Lanca Capitorio disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the maximum extent permitted by law, Lanca Capitorio and its officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities, arising out of or related to your use of or inability to use the Services, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Lanca Capitorio, its affiliates, employees, and representatives from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Services, your violation of these Terms, or your violation of any rights of a third party.

11. Termination

Lanca Capitorio reserves the right to suspend or terminate your access to the Services at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct harmful to Lanca Capitorio or other users. You may also discontinue use of the Services at any time.

12. Third-Party Links and Services

Our Services may contain links to third-party websites or integrate with third-party tools. Lanca Capitorio does not control and is not responsible for the content, policies, or practices of any third party. Your use of third-party services is governed by their own terms and policies.

13. Changes to the Services and Terms

We may update, modify, or discontinue any part of the Services at our discretion. We may also revise these Terms from time to time. Material changes will be reflected by an updated "last revised" date on this page. Your continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Lanca Capitorio operates, without regard to conflict of law principles. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the competent courts in that location.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid provision shall be modified to the minimum extent necessary to make it enforceable.

16. Contact

If you have any questions regarding these Terms, please reach out through the contact details provided on our Contact page.